2020 BGN to GMD Historical Review

YEARLY HIGH

32.5176 GMD

YEARLY LOW

27.7717 GMD

YEARLY AVERAGE

30.0465 GMD

2020 BGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 32.5176. Conversely, the yearly low was recorded on March 19, dropping to 27.7717.

This high-to-low spread represents a total annual volatility of 4.7459 GMD. From a start-to-finish perspective, comparing the January average rate of 29.0541 to the December average rate of 32.2074, the exchange rate registered a net change of 10.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 32.5176 was up 10.59% compared to the 2019 peak of 29.4049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 162,588 GMD

2019 Average 143,350 GMD

Yearly Trough Low 138,859 GMD

Transaction Impact: A difference of 23,729.52 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.5944

27.9510

JanuMarcMayJulySeptNove

BGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.8341, compared to 31.2590 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4249 points.

H1 Avg (Jan–Jun) 28.8341

H2 Avg (Jul–Dec) 31.2590

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.9081 GMD (High: 29.6798 / Low: 27.7717). On the other end, August was the most stable month, with a tight range of 0.5483 GMD (High: 31.6432 / Low: 31.0950).

March Spread (Volatile) ±1.9081

August Spread (Stable) ±0.5483

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5621 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5621

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 32.2074) against the same month in 2019 (average: 29.1623), the exchange rate shifted by +3.0451 (+10.44%).

2020 Avg (December) 32.2074

2019 Avg (December) 29.1623

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.3879	28.7782	29.0541
February	28.9727	28.0647	28.4920
March	29.6798	27.7717	28.7860
April	28.6536	28.0750	28.3380
May	29.2494	28.2231	28.6472
June	29.9629	29.3184	29.6871
July	31.3813	29.6378	30.3226
August	31.6432	31.0950	31.3436
September	31.5364	30.7395	31.1838
October	31.3972	30.8439	31.1452
November	31.6515	30.7685	31.3511
December	32.5176	31.9604	32.2074