YEARLY HIGH
44.9201 GMD
YEARLY LOW
37.2779 GMD
YEARLY AVERAGE
41.7060 GMD

2025 BGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 44.9201. Conversely, the yearly low was recorded on January 7, dropping to 37.2779.

This high-to-low spread represents a total annual volatility of 7.6422 GMD. From a start-to-finish perspective, comparing the January average rate of 38.0946 to the December average rate of 44.0114, the exchange rate registered a net change of 15.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 44.9201 was up 10.64% compared to the 2024 peak of 40.6003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 224,601 GMD
2024 Average 190,352 GMD
Yearly Trough Low 186,390 GMD
Transaction Impact: A difference of 38,210.98 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

44.6031
37.5029
JanuMarcMayJulySeptNove

BGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.1290, compared to 43.2830 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1540 points.

H1 Avg (Jan–Jun) 40.1290
H2 Avg (Jul–Dec) 43.2830

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 2.2933 GMD (High: 44.6979 / Low: 42.4046). On the other end, November was the most stable month, with a tight range of 0.9974 GMD (High: 43.7292 / Low: 42.7318).

September Spread (Volatile) ±2.2933
November Spread (Stable) ±0.9974

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3438 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.3438

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 44.0114) against the same month in 2024 (average: 38.4553), the exchange rate shifted by +5.5562 (+14.45%).

2025 Avg (December) 44.0114
2024 Avg (December) 38.4553

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 39.0714 37.2779 38.0946
February 38.6517 37.5567 38.2432
March 40.2070 37.9290 39.5393
April 42.0472 39.7691 41.2492
May 42.1751 40.9746 41.6172
June 43.0802 40.9800 42.0305
July 43.3453 42.0229 42.8030
August 43.4618 42.4283 43.0125
September 44.6979 42.4046 43.5009
October 44.3991 42.2762 43.1571
November 43.7292 42.7318 43.2130
December 44.9201 43.0857 44.0114