YEARLY HIGH
44.9790 GMD
YEARLY LOW
42.1271 GMD
YEARLY AVERAGE
43.5685 GMD

2026 BGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 44.9790. Conversely, the yearly low was recorded on June 25, dropping to 42.1271.

This high-to-low spread represents a total annual volatility of 2.8518 GMD. From a start-to-finish perspective, comparing the January average rate of 44.0861 to the December average rate of 43.6264, the exchange rate registered a net change of -1.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 44.9790 was up 0.13% compared to the 2025 peak of 44.9201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 224,895 GMD
2025 Average 208,629 GMD
Yearly Trough Low 210,636 GMD
Transaction Impact: A difference of 14,259.21 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

44.4283
42.7836
JanuMarcMayJuly

BGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.6654, compared to 43.2777 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3877 points.

H1 Avg (Jan–Jun) 43.6654
H2 Avg (Jul–Dec) 43.2777

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.5104 GMD (High: 44.9790 / Low: 43.4686). On the other end, August was the most stable month, with a tight range of 0.0000 GMD (High: 43.6264 / Low: 43.6264).

January Spread (Volatile) ±1.5104
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9128 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.9128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 44.0861) against the same month in 2025 (average: 38.0946), the exchange rate shifted by +5.9915 (+15.73%).

2026 Avg (January) 44.0861
2025 Avg (January) 38.0946

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.9790 43.4686 44.0861
February 44.6749 43.8045 44.2913
March 43.8009 42.9029 43.3785
April 44.6722 43.3716 43.9116
May 43.7487 43.2281 43.4044
June 43.4089 42.1271 42.9206
July 43.5537 42.3974 42.9290
August 43.6264 43.6264 43.6264