BGN to HRK Historical Rates

Analyze long-term market trends and access daily historical data for the BGN/HRK pair.

10-YEAR HIGH
3.9042 HRK
10-YEAR LOW
3.7435 HRK
10-YEAR AVERAGE
3.8359 HRK

10-Year BGN to HRK Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the BGN to HRK exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on March 30, 2020, when the pair was valued at 3.9042. Conversely, the absolute lowest rate of the decade was recorded on June 22, 2019, dropping to a support floor of 3.7435.

This peak-to-trough range represents a total macro spread of 0.1607 HRK. From a long-term perspective, comparing the decade's oldest annual average of 3.8363 (in 2016) to the newest annual average of 3.8523 (in 2026), the exchange rate registered a net shift of +0.42%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 3.8515, showing a variance of 0.0308 points compared to the older 5-year average of 3.8206.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 BGN over the decade:

Decade Peak High 19,521 HRK
10-Year Average 19,180 HRK
Decade Trough Low 18,717 HRK
Macro Timing Impact: A difference of 803.57 HRK purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

3.9085
3.7621
201620182020202220242026

BGN to HRK Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 3.8206, compared to 3.8515 in the recent 5 years. This shows that the rate was stronger in the recent 5 years (post-5yr baseline) by a margin of 0.0308 points.

Older 5 Yrs Avg 3.8206
Recent 5 Yrs Avg 3.8515

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2020, with a trading range of 0.1047 HRK (High: 3.9042 / Low: 3.7995). Conversely, 2026 was the most stable year, with a range of 0.0098 HRK (High: 3.8576 / Low: 3.8478).

2020 Spread (Volatile) ±0.1047
2026 Spread (Stable) ±0.0098

Decade Growth & Declines

Macro Trends

Between 2021 and 2023, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 2 straight years. Conversely, the sharpest year-over-year decline occurred between 2017 and 2018, when the average rate fell by 0.0229 points.

Longest Streak 2 Yrs.
Sharpest YoY Drop -0.0229

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 3.8363) against the newest annual average (2026: 3.8523), the exchange rate shifted by +0.0160 (+0.42%).

2016 Baseline Avg 3.8363
2026 Current Avg 3.8523

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-07-29 3.8523
2026-07-28 3.8523
2026-07-27 3.8523
2026-07-26 3.8523
2026-07-25 3.8523
2026-07-24 3.8523
2026-07-23 3.8523
2026-07-22 3.8523
2026-07-21 3.8523
2026-07-20 3.8523
2026-07-19 3.8523
2026-07-18 3.8523
2026-07-17 3.8523
2026-07-16 3.8523
2026-07-15 3.8523
2026-07-14 3.8523
2026-07-13 3.8523
2026-07-12 3.8523
2026-07-11 3.8523
2026-07-10 3.8523
2026-07-09 3.8523
2026-07-08 3.8523
2026-07-07 3.8523
2026-07-06 3.8523
2026-07-05 3.8523
2026-07-04 3.8523
2026-07-03 3.8523
2026-07-02 3.8523
2026-07-01 3.8523
2026-06-30 3.8523
2026-06-29 3.8523

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