YEARLY HIGH
3.8019 HRK
YEARLY LOW
3.6350 HRK
YEARLY AVERAGE
3.7259 HRK

2010 BGN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2010

During 2010, the BGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 29, valuing the pair at 3.8019. Conversely, the yearly low was recorded on July 3, dropping to 3.6350.

This high-to-low spread represents a total annual volatility of 0.1669 HRK. From a start-to-finish perspective, comparing the January average rate of 3.7302 to the December average rate of 3.7780, the exchange rate registered a net change of 1.28% (reflecting a strengthening trend).

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 19,009 HRK
Yearly Average 18,630 HRK
Yearly Trough Low 18,175 HRK
Transaction Impact: A difference of 834.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2010.

3.7870
3.6798
JanuMarcMayJulySeptNove

BGN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7155, compared to 3.7364 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0210 points.

H1 Avg (Jan–Jun) 3.7155
H2 Avg (Jul–Dec) 3.7364

Volatility Range Comparison

Volatility

The most volatile month in 2010 was July, with a trading range of 0.0754 HRK (High: 3.7103 / Low: 3.6350). On the other end, March was the most stable month, with a tight range of 0.0155 HRK (High: 3.7214 / Low: 3.7059).

July Spread (Volatile) ±0.0754
March Spread (Stable) ±0.0155

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0218 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0218

Same-Month Historical Baseline

YoY Baseline

Historical data for the previous year (2009) is currently unavailable. Strongest month average for November 2010 is 3.7763.

2010 Avg (November) 3.7763
Baseline Avg N/A

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7517 3.7113 3.7302
February 3.7545 3.7142 3.7339
March 3.7214 3.7059 3.7121
April 3.7196 3.6993 3.7092
May 3.7253 3.7024 3.7144
June 3.7228 3.6741 3.6928
July 3.7103 3.6350 3.6888
August 3.7292 3.6798 3.7065
September 3.7357 3.7125 3.7227
October 3.7602 3.7296 3.7463
November 3.8019 3.7534 3.7763
December 3.7910 3.7542 3.7780