2026 BGN to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2026.
2026 BGN to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2026
During 2026, the BGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 3.8576. Conversely, the yearly low was recorded on January 1, dropping to 3.8478.
This high-to-low spread represents a total annual volatility of 0.0098 HRK. From a start-to-finish perspective, comparing the January average rate of 3.8523 to the December average rate of 3.8523, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2026 high of 3.8576 was down 0.42% compared to the 2025 peak of 3.8740, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BGN based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2026.
BGN to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8523, compared to 3.8523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2026 was January, with a trading range of 0.0098 HRK (High: 3.8576 / Low: 3.8478). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 3.8523 / Low: 3.8523).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0000 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (January 2026: 3.8523) against the same month in 2025 (average: 3.8547), the exchange rate shifted by -0.0024 (-0.06%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 3.8576 | 3.8478 | 3.8523 |
| February | 3.8524 | 3.8523 | 3.8523 |
| March | 3.8525 | 3.8523 | 3.8523 |
| April | 3.8525 | 3.8523 | 3.8523 |
| May | 3.8523 | 3.8523 | 3.8523 |
| June | 3.8523 | 3.8523 | 3.8523 |
| July | 3.8523 | 3.8523 | 3.8523 |
| August | 3.8523 | 3.8523 | 3.8523 |