YEARLY HIGH
5.7606 MAD
YEARLY LOW
5.6117 MAD
YEARLY AVERAGE
5.7045 MAD

2014 BGN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BGN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 5, valuing the pair at 5.7606. Conversely, the yearly low was recorded on December 29, dropping to 5.6117.

This high-to-low spread represents a total annual volatility of 0.1489 MAD. From a start-to-finish perspective, comparing the January average rate of 5.7295 to the December average rate of 5.6258, the exchange rate registered a net change of -1.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 5.7606 was up 0.08% compared to the 2013 peak of 5.7558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 28,803 MAD
2013 Average 28,522 MAD
Yearly Trough Low 28,059 MAD
Transaction Impact: A difference of 744.54 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

5.7568
5.6138
JanuMarcMayJulySeptNove

BGN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7362, compared to 5.6727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0635 points.

H1 Avg (Jan–Jun) 5.7362
H2 Avg (Jul–Dec) 5.6727

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0461 MAD (High: 5.6967 / Low: 5.6506). On the other end, June was the most stable month, with a tight range of 0.0175 MAD (High: 5.7388 / Low: 5.7214).

September Spread (Volatile) ±0.0461
June Spread (Stable) ±0.0175

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0319 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0319

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 5.7404) against the same month in 2013 (average: 5.6788), the exchange rate shifted by +0.0616 (+1.08%).

2014 Avg (May) 5.7404
2013 Avg (May) 5.6788

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7511 5.7139 5.7295
February 5.7388 5.7154 5.7299
March 5.7577 5.7336 5.7449
April 5.7553 5.7331 5.7416
May 5.7606 5.7253 5.7404
June 5.7388 5.7214 5.7311
July 5.7436 5.7093 5.7286
August 5.7215 5.6934 5.7069
September 5.6967 5.6506 5.6750
October 5.6761 5.6473 5.6608
November 5.6571 5.6260 5.6392
December 5.6398 5.6117 5.6258