YEARLY HIGH
5.5242 MAD
YEARLY LOW
5.2658 MAD
YEARLY AVERAGE
5.3926 MAD

2025 BGN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 5.5242. Conversely, the yearly low was recorded on January 10, dropping to 5.2658.

This high-to-low spread represents a total annual volatility of 0.2584 MAD. From a start-to-finish perspective, comparing the January average rate of 5.3157 to the December average rate of 5.4977, the exchange rate registered a net change of 3.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.5242 was down 1.60% compared to the 2024 peak of 5.6140, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 27,621 MAD
2024 Average 27,489 MAD
Yearly Trough Low 26,329 MAD
Transaction Impact: A difference of 1,292.11 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.5159
5.2975
JanuMarcMayJulySeptNove

BGN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3473, compared to 5.4379 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0906 points.

H1 Avg (Jan–Jun) 5.3473
H2 Avg (Jul–Dec) 5.4379

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1336 MAD (High: 5.4135 / Low: 5.2799). On the other end, December was the most stable month, with a tight range of 0.0512 MAD (High: 5.5242 / Low: 5.4729).

March Spread (Volatile) ±0.1336
December Spread (Stable) ±0.0512

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0295 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 5.4977) against the same month in 2024 (average: 5.3638), the exchange rate shifted by +0.1339 (+2.50%).

2025 Avg (December) 5.4977
2024 Avg (December) 5.3638

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3612 5.2658 5.3157
February 5.3506 5.2859 5.3244
March 5.4135 5.2799 5.3552
April 5.4198 5.3173 5.3695
May 5.3858 5.2994 5.3400
June 5.4296 5.3311 5.3789
July 5.4170 5.3106 5.3846
August 5.4213 5.3368 5.3806
September 5.4566 5.3801 5.4217
October 5.5015 5.4162 5.4623
November 5.5104 5.4439 5.4803
December 5.5242 5.4729 5.4977