2020 BGN to MDL Historical Review

YEARLY HIGH

10.7792 MDL

YEARLY LOW

9.6918 MDL

YEARLY AVERAGE

10.0541 MDL

2020 BGN to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 10.7792. Conversely, the yearly low was recorded on February 5, dropping to 9.6918.

This high-to-low spread represents a total annual volatility of 1.0874 MDL. From a start-to-finish perspective, comparing the January average rate of 9.8627 to the December average rate of 10.6987, the exchange rate registered a net change of 8.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.7792 was up 1.94% compared to the 2019 peak of 10.5738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 53,896 MDL

2019 Average 50,146 MDL

Yearly Trough Low 48,459 MDL

Transaction Impact: A difference of 5,436.92 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.7884

9.7122

JanuMarcMayJulySeptNove

BGN to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.9099, compared to 10.1982 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2883 points.

H1 Avg (Jan–Jun) 9.9099

H2 Avg (Jul–Dec) 10.1982

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5258 MDL (High: 10.2351 / Low: 9.7093). On the other end, September was the most stable month, with a tight range of 0.1726 MDL (High: 10.1245 / Low: 9.9520).

March Spread (Volatile) ±0.5258

September Spread (Stable) ±0.1726

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2039 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 10.6987) against the same month in 2019 (average: 9.8065), the exchange rate shifted by +0.8922 (+9.10%).

2020 Avg (December) 10.6987

2019 Avg (December) 9.8065

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9764	9.7108	9.8627
February	9.9340	9.6918	9.8019
March	10.2351	9.7093	9.9810
April	10.2865	9.7834	10.0725
May	10.0354	9.7587	9.8687
June	9.9792	9.7791	9.8728
July	10.0498	9.8173	9.9287
August	10.1292	9.8554	10.0060
September	10.1245	9.9520	10.0132
October	10.3182	10.0514	10.1764
November	10.5479	10.1157	10.3663
December	10.7792	10.5994	10.6987