YEARLY HIGH
0.0061 HKD
YEARLY LOW
0.0050 HKD
YEARLY AVERAGE
0.0055 HKD

2012 BIF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.0061. Conversely, the yearly low was recorded on December 27, dropping to 0.0050.

This high-to-low spread represents a total annual volatility of 0.0010 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0060 to the December average rate of 0.0051, the exchange rate registered a net change of -14.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0061 was down 12.28% compared to the 2011 peak of 0.0069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 30 HKD
2011 Average 32 HKD
Yearly Trough Low 25 HKD
Transaction Impact: A difference of 5.18 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0061
0.0050
JanuMarcMayJulySeptNove

BIF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0058, compared to 0.0053 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0058
H2 Avg (Jul–Dec) 0.0053

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0004 HKD (High: 0.0061 / Low: 0.0056). On the other end, August was the most stable month, with a tight range of 0.0001 HKD (High: 0.0054 / Low: 0.0053).

April Spread (Volatile) ±0.0004
August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 0.0059) against the same month in 2011 (average: 0.0064), the exchange rate shifted by -0.0005 (-7.74%).

2012 Avg (April) 0.0059
2011 Avg (April) 0.0064

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0060 0.0059 0.0060
February 0.0060 0.0059 0.0060
March 0.0061 0.0059 0.0060
April 0.0061 0.0056 0.0059
May 0.0057 0.0055 0.0056
June 0.0056 0.0055 0.0055
July 0.0055 0.0053 0.0054
August 0.0054 0.0053 0.0054
September 0.0054 0.0052 0.0053
October 0.0053 0.0052 0.0052
November 0.0053 0.0051 0.0052
December 0.0052 0.0050 0.0051