2021 BIF to HKD Historical Review

YEARLY HIGH

0.0040 HKD

YEARLY LOW

0.0039 HKD

YEARLY AVERAGE

0.0039 HKD

2021 BIF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 0.0040. Conversely, the yearly low was recorded on October 22, dropping to 0.0039.

This high-to-low spread represents a total annual volatility of 0.0001 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0040 to the December average rate of 0.0039, the exchange rate registered a net change of -1.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0040 was down 3.45% compared to the 2020 peak of 0.0041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 20 HKD

2020 Average 20 HKD

Yearly Trough Low 19 HKD

Transaction Impact: A difference of 0.57 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0040

0.0039

JanuMarcMayJulySeptNove

BIF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0040, compared to 0.0039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0040

H2 Avg (Jul–Dec) 0.0039

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0001 HKD (High: 0.0040 / Low: 0.0039). On the other end, September was the most stable month, with a tight range of 0.0000 HKD (High: 0.0039 / Low: 0.0039).

April Spread (Volatile) ±0.0001

September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0000 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0040) against the same month in 2020 (average: 0.0041), the exchange rate shifted by -0.0001 (-2.73%).

2021 Avg (April) 0.0040

2020 Avg (April) 0.0041

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0040	0.0040	0.0040
February	0.0040	0.0040	0.0040
March	0.0040	0.0040	0.0040
April	0.0040	0.0039	0.0040
May	0.0040	0.0039	0.0039
June	0.0039	0.0039	0.0039
July	0.0039	0.0039	0.0039
August	0.0039	0.0039	0.0039
September	0.0039	0.0039	0.0039
October	0.0039	0.0039	0.0039
November	0.0039	0.0039	0.0039
December	0.0039	0.0039	0.0039