YEARLY HIGH
0.0027 HKD
YEARLY LOW
0.0026 HKD
YEARLY AVERAGE
0.0026 HKD

2026 BIF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.0027. Conversely, the yearly low was recorded on August 1, dropping to 0.0026.

This high-to-low spread represents a total annual volatility of 0.0001 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0026 to the December average rate of 0.0026, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0027 was up 1.72% compared to the 2025 peak of 0.0027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 HKD
2025 Average 13 HKD
Yearly Trough Low 13 HKD
Transaction Impact: A difference of 0.57 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0026
0.0026
JanuMarcMayJuly

BIF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0026, compared to 0.0026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0026
H2 Avg (Jul–Dec) 0.0026

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0001 HKD (High: 0.0027 / Low: 0.0026). On the other end, May was the most stable month, with a tight range of 0.0000 HKD (High: 0.0026 / Low: 0.0026).

March Spread (Volatile) ±0.0001
May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0026) against the same month in 2025 (average: 0.0026), the exchange rate shifted by +0.0000 (+0.40%).

2026 Avg (March) 0.0026
2025 Avg (March) 0.0026

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0027 0.0026 0.0026
February 0.0026 0.0026 0.0026
March 0.0027 0.0026 0.0026
April 0.0026 0.0026 0.0026
May 0.0026 0.0026 0.0026
June 0.0026 0.0026 0.0026
July 0.0026 0.0026 0.0026
August 0.0027 0.0026 0.0026