2020 BIF to HKD Historical Review

YEARLY HIGH

0.0041 HKD

YEARLY LOW

0.0040 HKD

YEARLY AVERAGE

0.0041 HKD

2020 BIF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0041. Conversely, the yearly low was recorded on December 5, dropping to 0.0040.

This high-to-low spread represents a total annual volatility of 0.0002 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0041 to the December average rate of 0.0040, the exchange rate registered a net change of -3.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0041 was down 5.68% compared to the 2019 peak of 0.0044, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 21 HKD

2019 Average 21 HKD

Yearly Trough Low 20 HKD

Transaction Impact: A difference of 0.80 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0041

0.0040

JanuMarcMayJulySeptNove

BIF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0041, compared to 0.0040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0041

H2 Avg (Jul–Dec) 0.0040

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0001 HKD (High: 0.0041 / Low: 0.0041). On the other end, December was the most stable month, with a tight range of 0.0000 HKD (High: 0.0040 / Low: 0.0040).

April Spread (Volatile) ±0.0001

December Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0000 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0041) against the same month in 2019 (average: 0.0043), the exchange rate shifted by -0.0002 (-5.06%).

2020 Avg (January) 0.0041

2019 Avg (January) 0.0043

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0041	0.0041	0.0041
February	0.0041	0.0041	0.0041
March	0.0041	0.0041	0.0041
April	0.0041	0.0041	0.0041
May	0.0041	0.0041	0.0041
June	0.0041	0.0040	0.0041
July	0.0041	0.0040	0.0040
August	0.0040	0.0040	0.0040
September	0.0040	0.0040	0.0040
October	0.0040	0.0040	0.0040
November	0.0040	0.0040	0.0040
December	0.0040	0.0040	0.0040