2025 BIF to HKD Historical Review

YEARLY HIGH

0.0027 HKD

YEARLY LOW

0.0026 HKD

YEARLY AVERAGE

0.0026 HKD

2025 BIF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.0027. Conversely, the yearly low was recorded on February 2, dropping to 0.0026.

This high-to-low spread represents a total annual volatility of 0.0001 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0026 to the December average rate of 0.0026, the exchange rate registered a net change of -0.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0027 was down 2.43% compared to the 2024 peak of 0.0027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 13 HKD

2024 Average 14 HKD

Yearly Trough Low 13 HKD

Transaction Impact: A difference of 0.45 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0027

0.0026

JanuMarcMayJulySeptNove

BIF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0026, compared to 0.0026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0026

H2 Avg (Jul–Dec) 0.0026

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0001 HKD (High: 0.0027 / Low: 0.0026). On the other end, December was the most stable month, with a tight range of 0.0000 HKD (High: 0.0026 / Low: 0.0026).

February Spread (Volatile) ±0.0001

December Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0026) against the same month in 2024 (average: 0.0027), the exchange rate shifted by -0.0001 (-2.34%).

2025 Avg (July) 0.0026

2024 Avg (July) 0.0027

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0027	0.0026	0.0026
February	0.0027	0.0026	0.0026
March	0.0027	0.0026	0.0026
April	0.0027	0.0026	0.0026
May	0.0027	0.0026	0.0026
June	0.0027	0.0026	0.0027
July	0.0027	0.0026	0.0026
August	0.0027	0.0026	0.0026
September	0.0027	0.0026	0.0026
October	0.0027	0.0026	0.0026
November	0.0027	0.0026	0.0026
December	0.0026	0.0026	0.0026