YEARLY HIGH
9.0148 IDR
YEARLY LOW
7.0111 IDR
YEARLY AVERAGE
7.5977 IDR

2020 BIF to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 9.0148. Conversely, the yearly low was recorded on January 27, dropping to 7.0111.

This high-to-low spread represents a total annual volatility of 2.0037 IDR. From a start-to-finish perspective, comparing the January average rate of 7.2798 to the December average rate of 7.2665, the exchange rate registered a net change of -0.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.0148 was up 12.24% compared to the 2019 peak of 8.0318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 45,074 IDR
2019 Average 38,382 IDR
Yearly Trough Low 35,055 IDR
Transaction Impact: A difference of 10,018.60 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

8.4129
7.1623
JanuMarcMayJulySeptNove

BIF to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.6899, compared to 7.5054 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1845 points.

H1 Avg (Jan–Jun) 7.6899
H2 Avg (Jul–Dec) 7.5054

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6353 IDR (High: 9.0148 / Low: 7.3795). On the other end, December was the most stable month, with a tight range of 0.1313 IDR (High: 7.3180 / Low: 7.1868).

March Spread (Volatile) ±1.6353
December Spread (Stable) ±0.1313

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5088 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 8.0228) against the same month in 2019 (average: 7.8118), the exchange rate shifted by +0.2111 (+2.70%).

2020 Avg (March) 8.0228
2019 Avg (March) 7.8118

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.4057 7.0111 7.2798
February 7.4236 7.2270 7.2823
March 9.0148 7.3795 8.0228
April 8.7602 7.9873 8.3087
May 8.0995 7.6805 7.7999
June 7.6826 7.3283 7.4460
July 7.6864 7.4222 7.5483
August 7.7361 7.5239 7.6166
September 7.8011 7.5929 7.6774
October 7.6833 7.5114 7.5993
November 7.5649 7.2361 7.3243
December 7.3180 7.1868 7.2665