YEARLY HIGH
5.7611 IDR
YEARLY LOW
5.3527 IDR
YEARLY AVERAGE
5.5702 IDR

2025 BIF to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 5.7611. Conversely, the yearly low was recorded on July 1, dropping to 5.3527.

This high-to-low spread represents a total annual volatility of 0.4084 IDR. From a start-to-finish perspective, comparing the January average rate of 5.5181 to the December average rate of 5.6410, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.7611 was up 0.20% compared to the 2024 peak of 5.7496, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 28,805 IDR
2024 Average 27,505 IDR
Yearly Trough Low 26,764 IDR
Transaction Impact: A difference of 2,041.88 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.6941
5.4744
JanuMarcMayJulySeptNove

BIF to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5606, compared to 5.5798 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 5.5606
H2 Avg (Jul–Dec) 5.5798

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.2277 IDR (High: 5.5804 / Low: 5.3527). On the other end, December was the most stable month, with a tight range of 0.0668 IDR (High: 5.6768 / Low: 5.6100).

July Spread (Volatile) ±0.2277
December Spread (Stable) ±0.0668

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1084 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 5.6758) against the same month in 2024 (average: 5.6211), the exchange rate shifted by +0.0547 (+0.97%).

2025 Avg (April) 5.6758
2024 Avg (April) 5.6211

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6063 5.4627 5.5181
February 5.5932 5.4414 5.5245
March 5.6480 5.4954 5.5747
April 5.7611 5.5899 5.6758
May 5.6584 5.4475 5.5674
June 5.5639 5.3930 5.5033
July 5.5804 5.3527 5.4957
August 5.6147 5.4220 5.4927
September 5.7034 5.4875 5.5712
October 5.6724 5.5133 5.6211
November 5.6856 5.6129 5.6571
December 5.6768 5.6100 5.6410