2026 BIF to IDR Historical Review

YEARLY HIGH

6.0866 IDR

YEARLY LOW

5.6182 IDR

YEARLY AVERAGE

5.8623 IDR

2026 BIF to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 6.0866. Conversely, the yearly low was recorded on February 1, dropping to 5.6182.

This high-to-low spread represents a total annual volatility of 0.4684 IDR. From a start-to-finish perspective, comparing the January average rate of 5.6794 to the December average rate of 6.0468, the exchange rate registered a net change of 6.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 6.0866 was up 5.65% compared to the 2025 peak of 5.7611, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 30,433 IDR

2025 Average 27,851 IDR

Yearly Trough Low 28,091 IDR

Transaction Impact: A difference of 2,341.94 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

6.0835

5.6427

JanuMarcMayJuly

BIF to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.8016, compared to 6.0442 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2426 points.

H1 Avg (Jan–Jun) 5.8016

H2 Avg (Jul–Dec) 6.0442

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2212 IDR (High: 5.8931 / Low: 5.6719). On the other end, August was the most stable month, with a tight range of 0.0591 IDR (High: 6.0687 / Low: 6.0097).

March Spread (Volatile) ±0.2212

August Spread (Stable) ±0.0591

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 6.0029) against the same month in 2025 (average: 5.5033), the exchange rate shifted by +0.4996 (+9.08%).

2026 Avg (June) 6.0029

2025 Avg (June) 5.5033

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5.7418	5.6297	5.6794
February	5.7097	5.6182	5.6814
March	5.8931	5.6719	5.7177
April	5.8388	5.7058	5.7612
May	6.0076	5.8247	5.9671
June	6.0866	5.9224	6.0029
July	6.0846	5.9974	6.0416
August	6.0687	6.0097	6.0468