2012 BIF to MGA Historical Review

YEARLY HIGH

1.7425 MGA

YEARLY LOW

1.4661 MGA

YEARLY AVERAGE

1.5645 MGA

2012 BIF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 1.7425. Conversely, the yearly low was recorded on December 27, dropping to 1.4661.

This high-to-low spread represents a total annual volatility of 0.2764 MGA. From a start-to-finish perspective, comparing the January average rate of 1.7102 to the December average rate of 1.4818, the exchange rate registered a net change of -13.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.7425 was down 7.87% compared to the 2011 peak of 1.8912, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 8,712 MGA

2011 Average 8,366 MGA

Yearly Trough Low 7,330 MGA

Transaction Impact: A difference of 1,381.95 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.7331

1.4584

JanuMarcMayJulySeptNove

BIF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6087, compared to 1.5203 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0883 points.

H1 Avg (Jan–Jun) 1.6087

H2 Avg (Jul–Dec) 1.5203

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.1294 MGA (High: 1.6468 / Low: 1.5174). On the other end, August was the most stable month, with a tight range of 0.0251 MGA (High: 1.5734 / Low: 1.5482).

April Spread (Volatile) ±0.1294

August Spread (Stable) ±0.0251

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.7102) against the same month in 2011 (average: 1.8433), the exchange rate shifted by -0.1330 (-7.22%).

2012 Avg (January) 1.7102

2011 Avg (January) 1.8433

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7425	1.6802	1.7102
February	1.6866	1.6346	1.6698
March	1.6809	1.6306	1.6508
April	1.6468	1.5174	1.5992
May	1.5243	1.4776	1.4988
June	1.5476	1.4889	1.5231
July	1.6237	1.5410	1.5778
August	1.5734	1.5482	1.5591
September	1.5601	1.4860	1.5241
October	1.5051	1.4663	1.4813
November	1.5366	1.4775	1.4979
December	1.5162	1.4661	1.4818