YEARLY HIGH
1.6137 MGA
YEARLY LOW
1.4744 MGA
YEARLY AVERAGE
1.5331 MGA

2025 BIF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 1.6137. Conversely, the yearly low was recorded on August 28, dropping to 1.4744.

This high-to-low spread represents a total annual volatility of 0.1393 MGA. From a start-to-finish perspective, comparing the January average rate of 1.5951 to the December average rate of 1.5253, the exchange rate registered a net change of -4.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.6137 was down 0.47% compared to the 2024 peak of 1.6214, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 8,069 MGA
2024 Average 7,862 MGA
Yearly Trough Low 7,372 MGA
Transaction Impact: A difference of 696.59 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.6056
1.4797
JanuMarcMayJulySeptNove

BIF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5582, compared to 1.5079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0503 points.

H1 Avg (Jan–Jun) 1.5582
H2 Avg (Jul–Dec) 1.5079

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0921 MGA (High: 1.5875 / Low: 1.4954). On the other end, November was the most stable month, with a tight range of 0.0212 MGA (High: 1.5310 / Low: 1.5098).

April Spread (Volatile) ±0.0921
November Spread (Stable) ±0.0212

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0411 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0411

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 1.5833) against the same month in 2024 (average: 1.5615), the exchange rate shifted by +0.0218 (+1.39%).

2025 Avg (March) 1.5833
2024 Avg (March) 1.5615

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6085 1.5757 1.5951
February 1.6111 1.5688 1.5946
March 1.6137 1.5640 1.5833
April 1.5875 1.4954 1.5422
May 1.5455 1.5025 1.5214
June 1.5363 1.4821 1.5125
July 1.5157 1.4765 1.4937
August 1.5224 1.4744 1.4902
September 1.5247 1.4782 1.4967
October 1.5356 1.5050 1.5186
November 1.5310 1.5098 1.5231
December 1.5516 1.4984 1.5253