2016 BIF to MGA Historical Review

YEARLY HIGH

2.1015 MGA

YEARLY LOW

1.7661 MGA

YEARLY AVERAGE

1.9681 MGA

2016 BIF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 2.1015. Conversely, the yearly low was recorded on July 29, dropping to 1.7661.

This high-to-low spread represents a total annual volatility of 0.3354 MGA. From a start-to-finish perspective, comparing the January average rate of 2.0562 to the December average rate of 1.9903, the exchange rate registered a net change of -3.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.1015 was down 4.34% compared to the 2015 peak of 2.1967, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 10,507 MGA

2015 Average 9,903 MGA

Yearly Trough Low 8,830 MGA

Transaction Impact: A difference of 1,677.14 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.0801

1.7927

JanuMarcMayJulySeptNove

BIF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0459, compared to 1.8903 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1556 points.

H1 Avg (Jan–Jun) 2.0459

H2 Avg (Jul–Dec) 1.8903

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 0.1748 MGA (High: 1.9408 / Low: 1.7661). On the other end, January was the most stable month, with a tight range of 0.0317 MGA (High: 2.0738 / Low: 2.0421).

July Spread (Volatile) ±0.1748

January Spread (Stable) ±0.0317

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1782 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1782

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 2.0351) against the same month in 2015 (average: 2.0316), the exchange rate shifted by +0.0036 (+0.18%).

2016 Avg (June) 2.0351

2015 Avg (June) 2.0316

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0738	2.0421	2.0562
February	2.0615	2.0224	2.0422
March	2.0824	2.0336	2.0537
April	2.0664	2.0310	2.0490
May	2.0830	2.0053	2.0391
June	2.1015	1.9276	2.0351
July	1.9408	1.7661	1.8569
August	1.8360	1.7869	1.8167
September	1.8667	1.8190	1.8324
October	1.9292	1.8653	1.9064
November	1.9906	1.8862	1.9390
December	2.0324	1.9639	1.9903