2013 BIF to MGA Historical Review

YEARLY HIGH

1.5018 MGA

YEARLY LOW

1.3801 MGA

YEARLY AVERAGE

1.4285 MGA

2013 BIF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.5018. Conversely, the yearly low was recorded on April 30, dropping to 1.3801.

This high-to-low spread represents a total annual volatility of 0.1217 MGA. From a start-to-finish perspective, comparing the January average rate of 1.4745 to the December average rate of 1.4567, the exchange rate registered a net change of -1.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.5018 was down 13.81% compared to the 2012 peak of 1.7425, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 7,509 MGA

2012 Average 7,821 MGA

Yearly Trough Low 6,900 MGA

Transaction Impact: A difference of 608.50 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.4821

1.3908

JanuMarcMayJulySeptNove

BIF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4188, compared to 1.4383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0196 points.

H1 Avg (Jan–Jun) 1.4188

H2 Avg (Jul–Dec) 1.4383

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0994 MGA (High: 1.5018 / Low: 1.4024). On the other end, July was the most stable month, with a tight range of 0.0150 MGA (High: 1.4306 / Low: 1.4156).

January Spread (Volatile) ±0.0994

July Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0698 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0698

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.4745) against the same month in 2012 (average: 1.7102), the exchange rate shifted by -0.2357 (-13.78%).

2013 Avg (January) 1.4745

2012 Avg (January) 1.7102

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5018	1.4024	1.4745
February	1.4284	1.3842	1.4047
March	1.4747	1.4066	1.4286
April	1.4282	1.3801	1.4019
May	1.4242	1.3813	1.3984
June	1.4222	1.3848	1.4044
July	1.4306	1.4156	1.4244
August	1.4297	1.4133	1.4221
September	1.4526	1.4263	1.4379
October	1.4692	1.4165	1.4434
November	1.4621	1.4136	1.4455
December	1.4635	1.4480	1.4567