2026 BIF to MGA Historical Review

YEARLY HIGH

1.5697 MGA

YEARLY LOW

1.3918 MGA

YEARLY AVERAGE

1.4382 MGA

2026 BIF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 1.5697. Conversely, the yearly low was recorded on April 20, dropping to 1.3918.

This high-to-low spread represents a total annual volatility of 0.1779 MGA. From a start-to-finish perspective, comparing the January average rate of 1.5422 to the December average rate of 1.4323, the exchange rate registered a net change of -7.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.5697 was down 2.73% compared to the 2025 peak of 1.6137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 7,849 MGA

2025 Average 7,664 MGA

Yearly Trough Low 6,959 MGA

Transaction Impact: A difference of 889.51 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.5566

1.3834

JanuMarcMayJuly

BIF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4396, compared to 1.4339 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 1.4396

H2 Avg (Jul–Dec) 1.4339

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0840 MGA (High: 1.5039 / Low: 1.4199). On the other end, April was the most stable month, with a tight range of 0.0147 MGA (High: 1.4065 / Low: 1.3918).

February Spread (Volatile) ±0.0840

April Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0683 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0683

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.5422) against the same month in 2025 (average: 1.5951), the exchange rate shifted by -0.0529 (-3.32%).

2026 Avg (January) 1.5422

2025 Avg (January) 1.5951

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5697	1.5063	1.5422
February	1.5039	1.4199	1.4739
March	1.4528	1.3925	1.4068
April	1.4065	1.3918	1.3979
May	1.4125	1.3945	1.4071
June	1.4280	1.3949	1.4098
July	1.4677	1.4248	1.4356
August	1.4380	1.4213	1.4323