2014 BMD to HNL Historical Review

YEARLY HIGH

21.3347 HNL

YEARLY LOW

19.0758 HNL

YEARLY AVERAGE

20.4135 HNL

2014 BMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 21.3347. Conversely, the yearly low was recorded on May 1, dropping to 19.0758.

This high-to-low spread represents a total annual volatility of 2.2589 HNL. From a start-to-finish perspective, comparing the January average rate of 20.0579 to the December average rate of 21.0925, the exchange rate registered a net change of 5.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 21.3347 was up 3.89% compared to the 2013 peak of 20.5350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 106,673 HNL

2013 Average 100,429 HNL

Yearly Trough Low 95,379 HNL

Transaction Impact: A difference of 11,294.45 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

21.4462

18.9454

JanuMarcMayJulySeptNove

BMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.7211, compared to 21.1060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3849 points.

H1 Avg (Jan–Jun) 19.7211

H2 Avg (Jul–Dec) 21.1060

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 1.6201 HNL (High: 20.6959 / Low: 19.0758). On the other end, July was the most stable month, with a tight range of 0.0521 HNL (High: 20.9743 / Low: 20.9222).

May Spread (Volatile) ±1.6201

July Spread (Stable) ±0.0521

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4114 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.4114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 21.2378) against the same month in 2013 (average: 20.4522), the exchange rate shifted by +0.7856 (+3.84%).

2014 Avg (November) 21.2378

2013 Avg (November) 20.4522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.2693	19.9022	20.0579
February	19.9574	19.5565	19.7453
March	19.5405	19.2018	19.3338
April	19.2338	19.1030	19.1538
May	20.6959	19.0758	19.2063
June	20.9578	20.6773	20.8296
July	20.9743	20.9222	20.9552
August	21.1500	20.8898	21.0073
September	21.1921	21.0434	21.1054
October	21.3080	21.0813	21.2376
November	21.3347	21.1595	21.2378
December	21.2076	21.0252	21.0925