2015 BMD to HNL Historical Review

YEARLY HIGH

22.3177 HNL

YEARLY LOW

20.9742 HNL

YEARLY AVERAGE

21.6935 HNL

2015 BMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 22.3177. Conversely, the yearly low was recorded on February 24, dropping to 20.9742.

This high-to-low spread represents a total annual volatility of 1.3435 HNL. From a start-to-finish perspective, comparing the January average rate of 21.0620 to the December average rate of 21.8805, the exchange rate registered a net change of 3.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 22.3177 was up 4.61% compared to the 2014 peak of 21.3347, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 111,588 HNL

2014 Average 102,086 HNL

Yearly Trough Low 104,871 HNL

Transaction Impact: A difference of 6,717.50 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

22.0557

20.9717

JanuMarcMayJulySeptNove

BMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.4846, compared to 21.9025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4179 points.

H1 Avg (Jan–Jun) 21.4846

H2 Avg (Jul–Dec) 21.9025

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.7494 HNL (High: 21.7436 / Low: 20.9942). On the other end, May was the most stable month, with a tight range of 0.1020 HNL (High: 21.9884 / Low: 21.8864).

March Spread (Volatile) ±0.7494

May Spread (Stable) ±0.1020

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1088 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 21.8805) against the same month in 2014 (average: 21.0925), the exchange rate shifted by +0.7880 (+3.74%).

2015 Avg (December) 21.8805

2014 Avg (December) 21.0925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.1988	20.9779	21.0620
February	21.2233	20.9742	21.1425
March	21.7436	20.9942	21.3961
April	21.9548	21.3691	21.5420
May	21.9884	21.8864	21.9368
June	21.9095	21.7114	21.8280
July	21.9373	21.7821	21.8318
August	21.9587	21.8436	21.9091
September	21.9315	21.7879	21.8686
October	22.1114	21.8392	21.9594
November	22.0330	21.8866	21.9654
December	22.3177	21.7296	21.8805