2020 BMD to HNL Historical Review

YEARLY HIGH

25.3050 HNL

YEARLY LOW

24.1548 HNL

YEARLY AVERAGE

24.7361 HNL

2020 BMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 25.3050. Conversely, the yearly low was recorded on December 27, dropping to 24.1548.

This high-to-low spread represents a total annual volatility of 1.1502 HNL. From a start-to-finish perspective, comparing the January average rate of 24.7857 to the December average rate of 24.2436, the exchange rate registered a net change of -2.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.3050 was up 0.92% compared to the 2019 peak of 25.0739, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 126,525 HNL

2019 Average 122,748 HNL

Yearly Trough Low 120,774 HNL

Transaction Impact: A difference of 5,750.76 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.0431

24.1709

JanuMarcMayJulySeptNove

BMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.8826, compared to 24.5895 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2931 points.

H1 Avg (Jan–Jun) 24.8826

H2 Avg (Jul–Dec) 24.5895

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.7385 HNL (High: 25.3050 / Low: 24.5665). On the other end, October was the most stable month, with a tight range of 0.1500 HNL (High: 24.6500 / Low: 24.5000).

January Spread (Volatile) ±0.7385

October Spread (Stable) ±0.1500

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1730 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1730

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 24.7857) against the same month in 2019 (average: 24.4314), the exchange rate shifted by +0.3542 (+1.45%).

2020 Avg (January) 24.7857

2019 Avg (January) 24.4314

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.3050	24.5665	24.7857
February	24.9500	24.6223	24.8189
March	25.0131	24.5491	24.8759
April	25.0000	24.7412	24.9116
May	25.0300	24.8204	24.9704
June	24.9800	24.8137	24.9333
July	24.9500	24.7446	24.8814
August	24.9500	24.5795	24.7239
September	24.8000	24.6318	24.7083
October	24.6500	24.5000	24.5765
November	24.5713	24.2615	24.4035
December	24.3143	24.1548	24.2436