2021 BMD to HNL Historical Review

YEARLY HIGH

24.8830 HNL

YEARLY LOW

23.7094 HNL

YEARLY AVERAGE

24.1073 HNL

2021 BMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 24.8830. Conversely, the yearly low was recorded on July 24, dropping to 23.7094.

This high-to-low spread represents a total annual volatility of 1.1736 HNL. From a start-to-finish perspective, comparing the January average rate of 24.2452 to the December average rate of 24.2838, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 24.8830 was down 1.67% compared to the 2020 peak of 25.3050, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 124,415 HNL

2020 Average 123,678 HNL

Yearly Trough Low 118,547 HNL

Transaction Impact: A difference of 5,868.21 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

24.3336

23.7354

JanuMarcMayJulySeptNove

BMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.1547, compared to 24.0598 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0949 points.

H1 Avg (Jan–Jun) 24.1547

H2 Avg (Jul–Dec) 24.0598

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.8113 HNL (High: 24.8830 / Low: 24.0717). On the other end, November was the most stable month, with a tight range of 0.0904 HNL (High: 24.1899 / Low: 24.0995).

January Spread (Volatile) ±0.8113

November Spread (Stable) ±0.0904

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1781 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1781

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 24.2452) against the same month in 2020 (average: 24.7857), the exchange rate shifted by -0.5405 (-2.18%).

2021 Avg (January) 24.2452

2020 Avg (January) 24.7857

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.8830	24.0717	24.2452
February	24.3400	24.0810	24.2413
March	24.3500	24.0247	24.2105
April	24.1500	23.9627	24.0871
May	24.1500	23.8811	24.0922
June	24.1200	23.9089	24.0521
July	24.0000	23.7094	23.8741
August	23.9511	23.7163	23.7852
September	24.2250	23.8767	24.0983
October	24.2250	24.0541	24.1581
November	24.1899	24.0995	24.1595
December	24.4266	24.1370	24.2838