YEARLY HIGH
26.4738 HNL
YEARLY LOW
25.3098 HNL
YEARLY AVERAGE
26.0146 HNL

2025 BMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 26.4738. Conversely, the yearly low was recorded on March 30, dropping to 25.3098.

This high-to-low spread represents a total annual volatility of 1.1640 HNL. From a start-to-finish perspective, comparing the January average rate of 25.4701 to the December average rate of 26.3145, the exchange rate registered a net change of 3.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 26.4738 was up 4.07% compared to the 2024 peak of 25.4381, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 132,369 HNL
2024 Average 124,304 HNL
Yearly Trough Low 126,549 HNL
Transaction Impact: A difference of 5,819.97 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

26.3990
25.3857
JanuMarcMayJulySeptNove

BMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.7718, compared to 26.2574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4856 points.

H1 Avg (Jan–Jun) 25.7718
H2 Avg (Jul–Dec) 26.2574

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.5368 HNL (High: 26.4100 / Low: 25.8732). On the other end, November was the most stable month, with a tight range of 0.1313 HNL (High: 26.3600 / Low: 26.2287).

August Spread (Volatile) ±0.5368
November Spread (Stable) ±0.1313

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0622 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0622

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 26.3145) against the same month in 2024 (average: 25.3503), the exchange rate shifted by +0.9642 (+3.80%).

2025 Avg (December) 26.3145
2024 Avg (December) 25.3503

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.6000 25.3730 25.4701
February 25.8225 25.4198 25.6183
March 25.7600 25.3098 25.6412
April 25.9477 25.5834 25.7910
May 26.0656 25.8500 26.0119
June 26.2000 26.0087 26.0981
July 26.3500 26.0647 26.2625
August 26.4100 25.8732 26.2541
September 26.3562 26.1309 26.1919
October 26.3888 26.1422 26.2316
November 26.3600 26.2287 26.2900
December 26.4738 26.2000 26.3145