2015 BND to BAM Historical Review

YEARLY HIGH

1.3543 BAM

YEARLY LOW

1.2029 BAM

YEARLY AVERAGE

1.2832 BAM

2015 BND to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BND to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 1.3543. Conversely, the yearly low was recorded on August 24, dropping to 1.2029.

This high-to-low spread represents a total annual volatility of 0.1515 BAM. From a start-to-finish perspective, comparing the January average rate of 1.2580 to the December average rate of 1.2755, the exchange rate registered a net change of 1.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.3543 was up 11.00% compared to the 2014 peak of 1.2201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 6,772 BAM

2014 Average 5,820 BAM

Yearly Trough Low 6,014 BAM

Transaction Impact: A difference of 757.29 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.3532

1.2190

JanuMarcMayJulySeptNove

BND to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2991, compared to 1.2673 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0318 points.

H1 Avg (Jan–Jun) 1.2991

H2 Avg (Jul–Dec) 1.2673

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0977 BAM (High: 1.3006 / Low: 1.2029). On the other end, February was the most stable month, with a tight range of 0.0181 BAM (High: 1.2819 / Low: 1.2638).

August Spread (Volatile) ±0.0977

February Spread (Stable) ±0.0181

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0485 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0485

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 1.3420) against the same month in 2014 (average: 1.1291), the exchange rate shifted by +0.2129 (+18.85%).

2015 Avg (April) 1.3420

2014 Avg (April) 1.1291

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3032	1.2194	1.2580
February	1.2819	1.2638	1.2714
March	1.3383	1.2815	1.3125
April	1.3543	1.3209	1.3420
May	1.3313	1.2914	1.3142
June	1.3210	1.2844	1.2962
July	1.3212	1.2904	1.3065
August	1.3006	1.2029	1.2580
September	1.2411	1.2195	1.2301
October	1.2760	1.2169	1.2440
November	1.3115	1.2671	1.2894
December	1.3084	1.2620	1.2755