YEARLY HIGH
1.4078 BAM
YEARLY LOW
1.2896 BAM
YEARLY AVERAGE
1.3265 BAM

2025 BND to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BND to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 1.4078. Conversely, the yearly low was recorded on December 16, dropping to 1.2896.

This high-to-low spread represents a total annual volatility of 0.1182 BAM. From a start-to-finish perspective, comparing the January average rate of 1.3869 to the December average rate of 1.2935, the exchange rate registered a net change of -6.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4078 was up 1.06% compared to the 2024 peak of 1.3930, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 7,039 BAM
2024 Average 6,764 BAM
Yearly Trough Low 6,448 BAM
Transaction Impact: A difference of 590.92 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4043
1.2834
JanuMarcMayJulySeptNove

BND to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3530, compared to 1.3000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0530 points.

H1 Avg (Jan–Jun) 1.3530
H2 Avg (Jul–Dec) 1.3000

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0539 BAM (High: 1.3557 / Low: 1.3018). On the other end, December was the most stable month, with a tight range of 0.0081 BAM (High: 1.2977 / Low: 1.2896).

April Spread (Volatile) ±0.0539
December Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0388 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.3942) against the same month in 2024 (average: 1.3470), the exchange rate shifted by +0.0472 (+3.50%).

2025 Avg (February) 1.3942
2024 Avg (February) 1.3470

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3955 1.3783 1.3869
February 1.4078 1.3848 1.3942
March 1.3948 1.3434 1.3554
April 1.3557 1.3018 1.3209
May 1.3500 1.3178 1.3374
June 1.3438 1.3085 1.3231
July 1.3175 1.2982 1.3062
August 1.3199 1.2944 1.3075
September 1.3049 1.2909 1.2975
October 1.3058 1.2918 1.2966
November 1.3034 1.2927 1.2987
December 1.2977 1.2896 1.2935