2020 BND to BAM Historical Review

YEARLY HIGH

1.3117 BAM

YEARLY LOW

1.1979 BAM

YEARLY AVERAGE

1.2442 BAM

2020 BND to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 1.3117. Conversely, the yearly low was recorded on December 22, dropping to 1.1979.

This high-to-low spread represents a total annual volatility of 0.1138 BAM. From a start-to-finish perspective, comparing the January average rate of 1.3040 to the December average rate of 1.2061, the exchange rate registered a net change of -7.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3117 was down 1.26% compared to the 2019 peak of 1.3285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 6,559 BAM

2019 Average 6,369 BAM

Yearly Trough Low 5,989 BAM

Transaction Impact: A difference of 569.24 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3138

1.1963

JanuMarcMayJulySeptNove

BND to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2702, compared to 1.2181 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0521 points.

H1 Avg (Jan–Jun) 1.2702

H2 Avg (Jul–Dec) 1.2181

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0486 BAM (High: 1.2509 / Low: 1.2024). On the other end, August was the most stable month, with a tight range of 0.0111 BAM (High: 1.2125 / Low: 1.2014).

July Spread (Volatile) ±0.0486

August Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0413 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0413

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.3040) against the same month in 2019 (average: 1.0923), the exchange rate shifted by +0.2117 (+19.38%).

2020 Avg (January) 1.3040

2019 Avg (January) 1.0923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3117	1.2941	1.3040
February	1.3024	1.2751	1.2905
March	1.2751	1.2302	1.2492
April	1.2759	1.2472	1.2642
May	1.2776	1.2440	1.2661
June	1.2533	1.2391	1.2475
July	1.2509	1.2024	1.2313
August	1.2125	1.2014	1.2078
September	1.2232	1.2018	1.2143
October	1.2289	1.2160	1.2228
November	1.2315	1.2203	1.2265
December	1.2182	1.1979	1.2061