2012 BOB to JMD Historical Review

YEARLY HIGH

13.2363 JMD

YEARLY LOW

12.4522 JMD

YEARLY AVERAGE

12.7237 JMD

2012 BOB to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BOB to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 13.2363. Conversely, the yearly low was recorded on January 15, dropping to 12.4522.

This high-to-low spread represents a total annual volatility of 0.7842 JMD. From a start-to-finish perspective, comparing the January average rate of 12.4978 to the December average rate of 13.1594, the exchange rate registered a net change of 5.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.2363 was up 5.36% compared to the 2011 peak of 12.5631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 66,182 JMD

2011 Average 61,649 JMD

Yearly Trough Low 62,261 JMD

Transaction Impact: A difference of 3,920.88 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.2256

12.4317

JanuMarcMayJulySeptNove

BOB to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5682, compared to 12.8792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3110 points.

H1 Avg (Jan–Jun) 12.5682

H2 Avg (Jul–Dec) 12.8792

Volatility Range Comparison

Volatility

The most volatile month in 2012 was December, with a trading range of 0.1916 JMD (High: 13.2363 / Low: 13.0447). On the other end, September was the most stable month, with a tight range of 0.0255 JMD (High: 12.8126 / Low: 12.7871).

December Spread (Volatile) ±0.1916

September Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 13.1594) against the same month in 2011 (average: 12.5076), the exchange rate shifted by +0.6519 (+5.21%).

2012 Avg (December) 13.1594

2011 Avg (December) 12.5076

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5310	12.4522	12.4978
February	12.5717	12.4818	12.5171
March	12.6119	12.5118	12.5505
April	12.6247	12.5195	12.5729
May	12.6998	12.5270	12.6054
June	12.7685	12.5822	12.6654
July	12.7581	12.5699	12.6934
August	12.7823	12.7514	12.7644
September	12.8126	12.7871	12.7959
October	12.9545	12.8048	12.8754
November	13.0443	12.9472	12.9869
December	13.2363	13.0447	13.1594