2020 BOB to JMD Historical Review

YEARLY HIGH

21.8252 JMD

YEARLY LOW

18.9444 JMD

YEARLY AVERAGE

20.5655 JMD

2020 BOB to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 21.8252. Conversely, the yearly low was recorded on January 5, dropping to 18.9444.

This high-to-low spread represents a total annual volatility of 2.8808 JMD. From a start-to-finish perspective, comparing the January average rate of 19.4605 to the December average rate of 20.8499, the exchange rate registered a net change of 7.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.8252 was up 6.95% compared to the 2019 peak of 20.4078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 109,126 JMD

2019 Average 96,618 JMD

Yearly Trough Low 94,722 JMD

Transaction Impact: A difference of 14,403.75 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.8023

19.2476

JanuMarcMayJulySeptNove

BOB to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.0934, compared to 21.0376 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9442 points.

H1 Avg (Jan–Jun) 20.0934

H2 Avg (Jul–Dec) 21.0376

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 1.2355 JMD (High: 20.1799 / Low: 18.9444). On the other end, March was the most stable month, with a tight range of 0.3903 JMD (High: 19.8487 / Low: 19.4583).

January Spread (Volatile) ±1.2355

March Spread (Stable) ±0.3903

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.7572 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7572

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 21.5894) against the same month in 2019 (average: 19.5430), the exchange rate shifted by +2.0464 (+10.47%).

2020 Avg (August) 21.5894

2019 Avg (August) 19.5430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.1799	18.9444	19.4605
February	20.4679	19.8487	20.2245
March	19.8487	19.4583	19.6292
April	20.5365	19.4296	19.9503
May	21.2891	20.4012	20.9202
June	20.6987	20.1569	20.3758
July	21.2941	20.1302	20.7276
August	21.8252	21.2881	21.5894
September	21.4773	20.4984	20.8322
October	21.1752	20.4903	20.9209
November	21.4743	20.9682	21.3059
December	21.1997	20.6104	20.8499