2014 BOB to JMD Historical Review

YEARLY HIGH

16.5576 JMD

YEARLY LOW

15.3150 JMD

YEARLY AVERAGE

16.0449 JMD

2014 BOB to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 16.5576. Conversely, the yearly low was recorded on January 5, dropping to 15.3150.

This high-to-low spread represents a total annual volatility of 1.2425 JMD. From a start-to-finish perspective, comparing the January average rate of 15.3917 to the December average rate of 16.4882, the exchange rate registered a net change of 7.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 16.5576 was up 7.82% compared to the 2013 peak of 15.3570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 82,788 JMD

2013 Average 71,846 JMD

Yearly Trough Low 76,575 JMD

Transaction Impact: A difference of 6,212.72 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

16.5979

15.2821

JanuMarcMayJulySeptNove

BOB to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.7711, compared to 16.3187 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5476 points.

H1 Avg (Jan–Jun) 15.7711

H2 Avg (Jul–Dec) 16.3187

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.1933 JMD (High: 15.8206 / Low: 15.6273). On the other end, August was the most stable month, with a tight range of 0.0244 JMD (High: 16.2952 / Low: 16.2707).

March Spread (Volatile) ±0.1933

August Spread (Stable) ±0.0244

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0143 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 16.4882) against the same month in 2013 (average: 15.1186), the exchange rate shifted by +1.3696 (+9.06%).

2014 Avg (December) 16.4882

2013 Avg (December) 15.1186

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.5063	15.3150	15.3917
February	15.6236	15.5092	15.5607
March	15.8206	15.6273	15.7276
April	15.8916	15.7866	15.8504
May	16.0719	15.8897	15.9901
June	16.1793	16.0379	16.1062
July	16.3052	16.1608	16.2536
August	16.2952	16.2707	16.2857
September	16.3010	16.2447	16.2842
October	16.3031	16.2252	16.2698
November	16.3955	16.2717	16.3310
December	16.5576	16.3942	16.4882