2016 BOB to JMD Historical Review

YEARLY HIGH

18.7134 JMD

YEARLY LOW

17.3628 JMD

YEARLY AVERAGE

18.1325 JMD

2016 BOB to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BOB to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 18.7134. Conversely, the yearly low was recorded on January 3, dropping to 17.3628.

This high-to-low spread represents a total annual volatility of 1.3505 JMD. From a start-to-finish perspective, comparing the January average rate of 17.4379 to the December average rate of 18.6237, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 18.7134 was up 7.13% compared to the 2015 peak of 17.4671, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 93,567 JMD

2015 Average 84,567 JMD

Yearly Trough Low 86,814 JMD

Transaction Impact: A difference of 6,752.74 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

18.7962

17.3144

JanuMarcMayJulySeptNove

BOB to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.7757, compared to 18.4893 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7136 points.

H1 Avg (Jan–Jun) 17.7757

H2 Avg (Jul–Dec) 18.4893

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.3750 JMD (High: 18.1162 / Low: 17.7412). On the other end, November was the most stable month, with a tight range of 0.0965 JMD (High: 18.7134 / Low: 18.6168).

May Spread (Volatile) ±0.3750

November Spread (Stable) ±0.0965

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0490 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0490

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 18.6727) against the same month in 2015 (average: 17.2844), the exchange rate shifted by +1.3883 (+8.03%).

2016 Avg (November) 18.6727

2015 Avg (November) 17.2844

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.5477	17.3628	17.4379
February	17.6609	17.4983	17.5846
March	17.8320	17.6744	17.7708
April	17.8579	17.6464	17.7362
May	18.1162	17.7412	17.9327
June	18.3692	18.0895	18.1918
July	18.4154	18.2660	18.3483
August	18.3837	18.2774	18.3237
September	18.4788	18.3620	18.4171
October	18.6981	18.4645	18.5502
November	18.7134	18.6168	18.6727
December	18.6776	18.5450	18.6237