YEARLY HIGH
23.0004 JMD
YEARLY LOW
13.3321 JMD
YEARLY AVERAGE
21.2039 JMD

2026 BOB to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 23.0004. Conversely, the yearly low was recorded on August 2, dropping to 13.3321.

This high-to-low spread represents a total annual volatility of 9.6683 JMD. From a start-to-finish perspective, comparing the January average rate of 22.8243 to the December average rate of 13.3321, the exchange rate registered a net change of -41.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 23.0004 was down 1.36% compared to the 2025 peak of 23.3171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 115,002 JMD
2025 Average 115,084 JMD
Yearly Trough Low 66,661 JMD
Transaction Impact: A difference of 48,341.50 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

23.8008
12.3804
JanuMarcMayJuly

BOB to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.7644, compared to 16.5223 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.2421 points.

H1 Avg (Jan–Jun) 22.7644
H2 Avg (Jul–Dec) 16.5223

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 9.5769 JMD (High: 22.9711 / Low: 13.3941). On the other end, August was the most stable month, with a tight range of 0.0000 JMD (High: 13.3321 / Low: 13.3321).

July Spread (Volatile) ±9.5769
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 6.3804 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -6.3804

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 22.8491) against the same month in 2025 (average: 22.8659), the exchange rate shifted by -0.0167 (-0.07%).

2026 Avg (April) 22.8491
2025 Avg (April) 22.8659

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.9915 22.6774 22.8243
February 22.6932 22.5336 22.6039
March 22.8959 22.5392 22.6959
April 23.0004 22.6931 22.8491
May 22.8164 22.6766 22.7768
June 22.9386 22.7545 22.8361
July 22.9711 13.3941 19.7125
August 13.3321 13.3321 13.3321