YEARLY HIGH
16.2403 KES
YEARLY LOW
14.5134 KES
YEARLY AVERAGE
15.4251 KES

2020 BOB to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 16.2403. Conversely, the yearly low was recorded on February 1, dropping to 14.5134.

This high-to-low spread represents a total annual volatility of 1.7268 KES. From a start-to-finish perspective, comparing the January average rate of 14.6187 to the December average rate of 16.0290, the exchange rate registered a net change of 9.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.2403 was up 6.97% compared to the 2019 peak of 15.1820, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 81,201 KES
2019 Average 73,794 KES
Yearly Trough Low 72,567 KES
Transaction Impact: A difference of 8,634.23 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.1737
14.4377
JanuMarcMayJulySeptNove

BOB to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.0967, compared to 15.7534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6567 points.

H1 Avg (Jan–Jun) 15.0967
H2 Avg (Jul–Dec) 15.7534

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9334 KES (High: 15.5709 / Low: 14.6375). On the other end, September was the most stable month, with a tight range of 0.0589 KES (High: 15.7420 / Low: 15.6831).

March Spread (Volatile) ±0.9334
September Spread (Stable) ±0.0589

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0689 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0689

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 16.0290) against the same month in 2019 (average: 14.6748), the exchange rate shifted by +1.3543 (+9.23%).

2020 Avg (December) 16.0290
2019 Avg (December) 14.6748

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.6978 14.5134 14.6187
February 14.6400 14.5134 14.5824
March 15.5709 14.6375 15.0689
April 15.5670 15.2510 15.4394
May 15.6620 15.3138 15.4700
June 15.4725 15.3507 15.4011
July 15.6419 15.4085 15.5394
August 15.7470 15.5865 15.6618
September 15.7420 15.6831 15.7043
October 15.7849 15.6977 15.7352
November 15.9650 15.7282 15.8509
December 16.2403 15.6967 16.0290