2018 BOB to SGD Historical Review

YEARLY HIGH

0.2008 SGD

YEARLY LOW

0.1891 SGD

YEARLY AVERAGE

0.1952 SGD

2018 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 0.2008. Conversely, the yearly low was recorded on January 28, dropping to 0.1891.

This high-to-low spread represents a total annual volatility of 0.0117 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1912 to the December average rate of 0.1984, the exchange rate registered a net change of 3.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2008 was down 4.05% compared to the 2017 peak of 0.2093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,004 SGD

2017 Average 995 SGD

Yearly Trough Low 945 SGD

Transaction Impact: A difference of 58.58 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2006

0.1894

JanuMarcMayJulySeptNove

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1920, compared to 0.1985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.1920

H2 Avg (Jul–Dec) 0.1985

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0052 SGD (High: 0.1980 / Low: 0.1928). On the other end, March was the most stable month, with a tight range of 0.0020 SGD (High: 0.1914 / Low: 0.1893).

June Spread (Volatile) ±0.0052

March Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0008 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.1997) against the same month in 2017 (average: 0.1966), the exchange rate shifted by +0.0031 (+1.56%).

2018 Avg (October) 0.1997

2017 Avg (October) 0.1966

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1939	0.1891	0.1912
February	0.1927	0.1894	0.1910
March	0.1914	0.1893	0.1903
April	0.1922	0.1892	0.1905
May	0.1951	0.1925	0.1938
June	0.1980	0.1928	0.1951
July	0.1990	0.1964	0.1974
August	0.1997	0.1969	0.1982
September	0.1993	0.1971	0.1983
October	0.2008	0.1985	0.1997
November	0.2005	0.1983	0.1991
December	0.1993	0.1970	0.1984