2014 BOB to SGD Historical Review

YEARLY HIGH

0.1916 SGD

YEARLY LOW

0.1791 SGD

YEARLY AVERAGE

0.1834 SGD

2014 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1916. Conversely, the yearly low was recorded on July 23, dropping to 0.1791.

This high-to-low spread represents a total annual volatility of 0.0125 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1840 to the December average rate of 0.1905, the exchange rate registered a net change of 3.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1916 was up 3.05% compared to the 2013 peak of 0.1860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 958 SGD

2013 Average 901 SGD

Yearly Trough Low 896 SGD

Transaction Impact: A difference of 62.60 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1916

0.1788

JanuMarcMayJulySeptNove

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1824, compared to 0.1843 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.1824

H2 Avg (Jul–Dec) 0.1843

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0047 SGD (High: 0.1847 / Low: 0.1801). On the other end, August was the most stable month, with a tight range of 0.0011 SGD (High: 0.1813 / Low: 0.1801).

September Spread (Volatile) ±0.0047

August Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0018 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1905) against the same month in 2013 (average: 0.1822), the exchange rate shifted by +0.0083 (+4.56%).

2014 Avg (December) 0.1905

2013 Avg (December) 0.1822

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1853	0.1827	0.1840
February	0.1845	0.1821	0.1833
March	0.1844	0.1817	0.1833
April	0.1826	0.1805	0.1815
May	0.1817	0.1802	0.1811
June	0.1820	0.1806	0.1811
July	0.1805	0.1791	0.1799
August	0.1813	0.1801	0.1807
September	0.1847	0.1801	0.1827
October	0.1856	0.1834	0.1845
November	0.1887	0.1860	0.1875
December	0.1916	0.1889	0.1905