2022 BOB to SGD Historical Review

YEARLY HIGH

0.2082 SGD

YEARLY LOW

0.1940 SGD

YEARLY AVERAGE

0.2000 SGD

2022 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.2082. Conversely, the yearly low was recorded on December 31, dropping to 0.1940.

This high-to-low spread represents a total annual volatility of 0.0142 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1961 to the December average rate of 0.1956, the exchange rate registered a net change of -0.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.2082 was up 4.52% compared to the 2021 peak of 0.1992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,041 SGD

2021 Average 973 SGD

Yearly Trough Low 970 SGD

Transaction Impact: A difference of 70.90 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.2070

0.1946

JanuMarcMayJulySeptNove

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1983, compared to 0.2017 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.1983

H2 Avg (Jul–Dec) 0.2017

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0099 SGD (High: 0.2062 / Low: 0.1964). On the other end, March was the most stable month, with a tight range of 0.0023 SGD (High: 0.1990 / Low: 0.1967).

November Spread (Volatile) ±0.0099

March Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0054 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.2046) against the same month in 2021 (average: 0.1952), the exchange rate shifted by +0.0093 (+4.78%).

2022 Avg (September) 0.2046

2021 Avg (September) 0.1952

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1980	0.1950	0.1961
February	0.1992	0.1949	0.1958
March	0.1990	0.1967	0.1975
April	0.2018	0.1955	0.1983
May	0.2032	0.1983	0.2010
June	0.2027	0.1990	0.2011
July	0.2049	0.2002	0.2028
August	0.2026	0.1983	0.2006
September	0.2082	0.2020	0.2046
October	0.2080	0.2039	0.2060
November	0.2062	0.1964	0.2006
December	0.1968	0.1940	0.1956