2025 BOB to SGD Historical Review

YEARLY HIGH

0.1987 SGD

YEARLY LOW

0.1835 SGD

YEARLY AVERAGE

0.1891 SGD

2025 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.1987. Conversely, the yearly low was recorded on June 30, dropping to 0.1835.

This high-to-low spread represents a total annual volatility of 0.0152 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1970 to the December average rate of 0.1866, the exchange rate registered a net change of -5.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1987 was up 0.45% compared to the 2024 peak of 0.1978, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 993 SGD

2024 Average 967 SGD

Yearly Trough Low 918 SGD

Transaction Impact: A difference of 75.83 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1982

0.1842

JanuMarcMayJulySeptNove

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1915, compared to 0.1866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.1915

H2 Avg (Jul–Dec) 0.1866

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0067 SGD (High: 0.1952 / Low: 0.1885). On the other end, November was the most stable month, with a tight range of 0.0018 SGD (High: 0.1893 / Low: 0.1876).

April Spread (Volatile) ±0.0067

November Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1970) against the same month in 2024 (average: 0.1934), the exchange rate shifted by +0.0036 (+1.88%).

2025 Avg (January) 0.1970

2024 Avg (January) 0.1934

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1987	0.1946	0.1970
February	0.1965	0.1930	0.1946
March	0.1964	0.1922	0.1934
April	0.1952	0.1885	0.1915
May	0.1891	0.1858	0.1872
June	0.1868	0.1835	0.1856
July	0.1879	0.1841	0.1854
August	0.1894	0.1851	0.1860
September	0.1876	0.1845	0.1860
October	0.1883	0.1863	0.1874
November	0.1893	0.1876	0.1884
December	0.1876	0.1852	0.1866