2016 BOB to SGD Historical Review

YEARLY HIGH

0.2097 SGD

YEARLY LOW

0.1939 SGD

YEARLY AVERAGE

0.2002 SGD

2016 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 0.2097. Conversely, the yearly low was recorded on August 16, dropping to 0.1939.

This high-to-low spread represents a total annual volatility of 0.0158 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2073 to the December average rate of 0.2076, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2097 was up 1.08% compared to the 2015 peak of 0.2074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,048 SGD

2015 Average 995 SGD

Yearly Trough Low 969 SGD

Transaction Impact: A difference of 78.97 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2088

0.1936

JanuMarcMayJulySeptNove

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2006, compared to 0.1998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.2006

H2 Avg (Jul–Dec) 0.1998

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0071 SGD (High: 0.2073 / Low: 0.2001). On the other end, September was the most stable month, with a tight range of 0.0026 SGD (High: 0.1976 / Low: 0.1950).

November Spread (Volatile) ±0.0071

September Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0042 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.2076) against the same month in 2015 (average: 0.2039), the exchange rate shifted by +0.0036 (+1.78%).

2016 Avg (December) 0.2076

2015 Avg (December) 0.2039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2091	0.2043	0.2073
February	0.2065	0.2013	0.2038
March	0.2043	0.1978	0.2006
April	0.1984	0.1944	0.1964
May	0.2006	0.1940	0.1987
June	0.2000	0.1940	0.1966
July	0.1967	0.1939	0.1958
August	0.1969	0.1939	0.1949
September	0.1976	0.1950	0.1966
October	0.2016	0.1976	0.2000
November	0.2073	0.2001	0.2041
December	0.2097	0.2044	0.2076