2012 BOB to SGD Historical Review

YEARLY HIGH

0.1887 SGD

YEARLY LOW

0.1740 SGD

YEARLY AVERAGE

0.1800 SGD

2012 BOB to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BOB to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1887. Conversely, the yearly low was recorded on October 17, dropping to 0.1740.

This high-to-low spread represents a total annual volatility of 0.0147 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1856 to the December average rate of 0.1747, the exchange rate registered a net change of -5.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1887 was down 1.02% compared to the 2011 peak of 0.1906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 943 SGD

2011 Average 902 SGD

Yearly Trough Low 870 SGD

Transaction Impact: A difference of 73.51 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1867

0.1736

JanuMarcMayJulySeptNove

BOB to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1831, compared to 0.1768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 0.1831

H2 Avg (Jul–Dec) 0.1768

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0072 SGD (High: 0.1887 / Low: 0.1815). On the other end, November was the most stable month, with a tight range of 0.0012 SGD (High: 0.1756 / Low: 0.1745).

January Spread (Volatile) ±0.0072

November Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0037 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1856) against the same month in 2011 (average: 0.1841), the exchange rate shifted by +0.0015 (+0.81%).

2012 Avg (January) 0.1856

2011 Avg (January) 0.1841

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1887	0.1815	0.1856
February	0.1833	0.1805	0.1819
March	0.1840	0.1810	0.1823
April	0.1829	0.1797	0.1815
May	0.1858	0.1795	0.1828
June	0.1870	0.1819	0.1844
July	0.1836	0.1784	0.1807
August	0.1797	0.1776	0.1788
September	0.1790	0.1748	0.1765
October	0.1767	0.1740	0.1752
November	0.1756	0.1745	0.1751
December	0.1756	0.1740	0.1747