2012 BTN to HRK Historical Review

YEARLY HIGH

0.1206 HRK

YEARLY LOW

0.1036 HRK

YEARLY AVERAGE

0.1113 HRK

2012 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.1206. Conversely, the yearly low was recorded on December 23, dropping to 0.1036.

This high-to-low spread represents a total annual volatility of 0.0170 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1144 to the December average rate of 0.1051, the exchange rate registered a net change of -8.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1206 was down 4.76% compared to the 2011 peak of 0.1266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 603 HRK

2011 Average 574 HRK

Yearly Trough Low 518 HRK

Transaction Impact: A difference of 85.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1186

0.1038

JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1117, compared to 0.1108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.1117

H2 Avg (Jul–Dec) 0.1108

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0123 HRK (High: 0.1206 / Low: 0.1083). On the other end, May was the most stable month, with a tight range of 0.0025 HRK (High: 0.1093 / Low: 0.1068).

July Spread (Volatile) ±0.0123

May Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0061 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1144) against the same month in 2011 (average: 0.1171), the exchange rate shifted by -0.0028 (-2.36%).

2012 Avg (July) 0.1144

2011 Avg (July) 0.1171

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1168	0.1088	0.1144
February	0.1187	0.1126	0.1164
March	0.1157	0.1101	0.1134
April	0.1122	0.1077	0.1102
May	0.1093	0.1068	0.1083
June	0.1099	0.1050	0.1076
July	0.1206	0.1083	0.1144
August	0.1190	0.1152	0.1174
September	0.1157	0.1050	0.1113
October	0.1155	0.1073	0.1093
November	0.1091	0.1047	0.1072
December	0.1069	0.1036	0.1051