2021 BTN to HRK Historical Review

YEARLY HIGH

0.0903 HRK

YEARLY LOW

0.0836 HRK

YEARLY AVERAGE

0.0862 HRK

2021 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0903. Conversely, the yearly low was recorded on April 23, dropping to 0.0836.

This high-to-low spread represents a total annual volatility of 0.0068 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0850 to the December average rate of 0.0884, the exchange rate registered a net change of 3.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0903 was down 6.41% compared to the 2020 peak of 0.0965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 452 HRK

2020 Average 446 HRK

Yearly Trough Low 418 HRK

Transaction Impact: A difference of 33.93 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0890

0.0842

JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0855, compared to 0.0869 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0855

H2 Avg (Jul–Dec) 0.0869

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0043 HRK (High: 0.0878 / Low: 0.0836). On the other end, May was the most stable month, with a tight range of 0.0011 HRK (High: 0.0851 / Low: 0.0841).

April Spread (Volatile) ±0.0043

May Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0025 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0886) against the same month in 2020 (average: 0.0860), the exchange rate shifted by +0.0026 (+3.01%).

2021 Avg (November) 0.0886

2020 Avg (November) 0.0860

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0859	0.0838	0.0850
February	0.0869	0.0856	0.0862
March	0.0888	0.0855	0.0876
April	0.0878	0.0836	0.0852
May	0.0851	0.0841	0.0846
June	0.0856	0.0841	0.0847
July	0.0861	0.0846	0.0852
August	0.0870	0.0849	0.0859
September	0.0872	0.0859	0.0866
October	0.0873	0.0859	0.0865
November	0.0903	0.0866	0.0886
December	0.0893	0.0873	0.0884