YEARLY HIGH
0.0719 HRK
YEARLY LOW
0.0676 HRK
YEARLY AVERAGE
0.0695 HRK

2026 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.0719. Conversely, the yearly low was recorded on May 28, dropping to 0.0676.

This high-to-low spread represents a total annual volatility of 0.0043 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0708 to the December average rate of 0.0689, the exchange rate registered a net change of -2.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0719 was down 15.93% compared to the 2025 peak of 0.0855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 360 HRK
2025 Average 384 HRK
Yearly Trough Low 338 HRK
Transaction Impact: A difference of 21.45 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0711
0.0675
JanuMarcMayJuly

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0696, compared to 0.0689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0696
H2 Avg (Jul–Dec) 0.0689

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0035 HRK (High: 0.0719 / Low: 0.0684). On the other end, May was the most stable month, with a tight range of 0.0004 HRK (High: 0.0680 / Low: 0.0676).

January Spread (Volatile) ±0.0035
May Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0013 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0708) against the same month in 2025 (average: 0.0844), the exchange rate shifted by -0.0137 (-16.20%).

2026 Avg (January) 0.0708
2025 Avg (January) 0.0844

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0719 0.0684 0.0708
February 0.0708 0.0687 0.0702
March 0.0716 0.0685 0.0703
April 0.0704 0.0680 0.0691
May 0.0680 0.0676 0.0678
June 0.0704 0.0678 0.0691
July 0.0700 0.0684 0.0689