2022 BTN to HRK Historical Review

YEARLY HIGH

0.0962 HRK

YEARLY LOW

0.0853 HRK

YEARLY AVERAGE

0.0912 HRK

2022 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0962. Conversely, the yearly low was recorded on December 31, dropping to 0.0853.

This high-to-low spread represents a total annual volatility of 0.0109 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0893 to the December average rate of 0.0864, the exchange rate registered a net change of -3.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0962 was up 6.51% compared to the 2021 peak of 0.0903, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 481 HRK

2021 Average 431 HRK

Yearly Trough Low 426 HRK

Transaction Impact: A difference of 54.70 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0956

0.0856

JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0906, compared to 0.0918 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0906

H2 Avg (Jul–Dec) 0.0918

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0050 HRK (High: 0.0934 / Low: 0.0884). On the other end, January was the most stable month, with a tight range of 0.0013 HRK (High: 0.0901 / Low: 0.0887).

November Spread (Volatile) ±0.0050

January Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0039 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0948) against the same month in 2021 (average: 0.0866), the exchange rate shifted by +0.0082 (+9.43%).

2022 Avg (September) 0.0948

2021 Avg (September) 0.0866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0901	0.0887	0.0893
February	0.0901	0.0878	0.0887
March	0.0910	0.0889	0.0902
April	0.0943	0.0899	0.0917
May	0.0941	0.0904	0.0923
June	0.0925	0.0902	0.0912
July	0.0942	0.0914	0.0928
August	0.0947	0.0915	0.0933
September	0.0962	0.0934	0.0948
October	0.0944	0.0910	0.0930
November	0.0934	0.0884	0.0903
December	0.0883	0.0853	0.0864