2024 BTN to HRK Historical Review

YEARLY HIGH

0.0857 HRK

YEARLY LOW

0.0802 HRK

YEARLY AVERAGE

0.0833 HRK

2024 BTN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BTN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0857. Conversely, the yearly low was recorded on August 24, dropping to 0.0802.

This high-to-low spread represents a total annual volatility of 0.0055 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0831 to the December average rate of 0.0847, the exchange rate registered a net change of 1.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0857 was down 2.14% compared to the 2023 peak of 0.0876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 429 HRK

2023 Average 422 HRK

Yearly Trough Low 401 HRK

Transaction Impact: A difference of 27.40 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0851

0.0806

JanuMarcMayJulySeptNove

BTN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0838, compared to 0.0828 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0838

H2 Avg (Jul–Dec) 0.0828

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0038 HRK (High: 0.0857 / Low: 0.0819). On the other end, September was the most stable month, with a tight range of 0.0011 HRK (High: 0.0815 / Low: 0.0805).

November Spread (Volatile) ±0.0038

September Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.0841) against the same month in 2023 (average: 0.0837), the exchange rate shifted by +0.0004 (+0.46%).

2024 Avg (November) 0.0841

2023 Avg (November) 0.0837

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0841	0.0818	0.0831
February	0.0848	0.0836	0.0841
March	0.0841	0.0829	0.0836
April	0.0851	0.0833	0.0843
May	0.0842	0.0830	0.0836
June	0.0846	0.0829	0.0839
July	0.0841	0.0825	0.0831
August	0.0835	0.0802	0.0816
September	0.0815	0.0805	0.0809
October	0.0831	0.0812	0.0823
November	0.0857	0.0819	0.0841
December	0.0857	0.0840	0.0847