YEARLY HIGH
5.5126 HRK
YEARLY LOW
4.9374 HRK
YEARLY AVERAGE
5.2083 HRK

2014 CAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the CAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 5.5126. Conversely, the yearly low was recorded on March 19, dropping to 4.9374.

This high-to-low spread represents a total annual volatility of 0.5752 HRK. From a start-to-finish perspective, comparing the January average rate of 5.1329 to the December average rate of 5.3957, the exchange rate registered a net change of 5.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 5.5126 was down 6.05% compared to the 2013 peak of 5.8673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 27,563 HRK
2013 Average 27,714 HRK
Yearly Trough Low 24,687 HRK
Transaction Impact: A difference of 2,875.76 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

5.4759
4.9405
JanuMarcMayJulySeptNove

CAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0722, compared to 5.3445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2722 points.

H1 Avg (Jan–Jun) 5.0722
H2 Avg (Jul–Dec) 5.3445

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.2598 HRK (High: 5.2750 / Low: 5.0152). On the other end, July was the most stable month, with a tight range of 0.0707 HRK (High: 5.2717 / Low: 5.2010).

January Spread (Volatile) ±0.2598
July Spread (Stable) ±0.0707

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0850 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0850

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 5.4313) against the same month in 2013 (average: 5.3933), the exchange rate shifted by +0.0380 (+0.70%).

2014 Avg (November) 5.4313
2013 Avg (November) 5.3933

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2750 5.0152 5.1329
February 5.1120 5.0119 5.0702
March 5.0467 4.9374 4.9851
April 5.0726 4.9819 5.0211
May 5.1472 4.9928 5.0772
June 5.2013 5.0778 5.1467
July 5.2717 5.2010 5.2360
August 5.3358 5.1979 5.2458
September 5.4221 5.3028 5.3723
October 5.4325 5.3104 5.3856
November 5.5126 5.3694 5.4313
December 5.4639 5.2796 5.3957