YEARLY HIGH
5.1088 HRK
YEARLY LOW
4.5850 HRK
YEARLY AVERAGE
4.7779 HRK

2025 CAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 5.1088. Conversely, the yearly low was recorded on October 16, dropping to 4.5850.

This high-to-low spread represents a total annual volatility of 0.5238 HRK. From a start-to-finish perspective, comparing the January average rate of 5.0559 to the December average rate of 4.6650, the exchange rate registered a net change of -7.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.1088 was down 1.72% compared to the 2024 peak of 5.1980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 25,544 HRK
2024 Average 25,416 HRK
Yearly Trough Low 22,925 HRK
Transaction Impact: A difference of 2,618.88 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.1024
4.5804
JanuMarcMayJulySeptNove

CAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8949, compared to 4.6609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2340 points.

H1 Avg (Jan–Jun) 4.8949
H2 Avg (Jul–Dec) 4.6609

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.2380 HRK (High: 5.0198 / Low: 4.7818). On the other end, November was the most stable month, with a tight range of 0.0474 HRK (High: 4.6629 / Low: 4.6156).

March Spread (Volatile) ±0.2380
November Spread (Stable) ±0.0474

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2011 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 5.0559) against the same month in 2024 (average: 5.1481), the exchange rate shifted by -0.0922 (-1.79%).

2025 Avg (January) 5.0559
2024 Avg (January) 5.1481

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1088 5.0005 5.0559
February 5.1028 4.9969 5.0589
March 5.0198 4.7818 4.8578
April 4.8826 4.7309 4.8000
May 4.8587 4.7962 4.8204
June 4.8346 4.6892 4.7766
July 4.7679 4.6768 4.7113
August 4.7249 4.6448 4.6860
September 4.6983 4.6085 4.6407
October 4.6577 4.5850 4.6239
November 4.6629 4.6156 4.6384
December 4.6835 4.6283 4.6650