2026 CAD to HRK Historical Review

YEARLY HIGH

4.8065 HRK

YEARLY LOW

4.6107 HRK

YEARLY AVERAGE

4.6792 HRK

2026 CAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 4.8065. Conversely, the yearly low was recorded on January 27, dropping to 4.6107.

This high-to-low spread represents a total annual volatility of 0.1959 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6579 to the December average rate of 4.6546, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.8065 was down 5.92% compared to the 2025 peak of 5.1088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 24,033 HRK

2025 Average 23,882 HRK

Yearly Trough Low 23,053 HRK

Transaction Impact: A difference of 979.28 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.7592

4.6451

JanuMarcMayJuly

CAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6842, compared to 4.6641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0202 points.

H1 Avg (Jan–Jun) 4.6842

H2 Avg (Jul–Dec) 4.6641

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1233 HRK (High: 4.8065 / Low: 4.6832). On the other end, August was the most stable month, with a tight range of 0.0111 HRK (High: 4.6579 / Low: 4.6468).

March Spread (Volatile) ±0.1233

August Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0716 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0716

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 4.7497) against the same month in 2025 (average: 4.8578), the exchange rate shifted by -0.1081 (-2.22%).

2026 Avg (March) 4.7497

2025 Avg (March) 4.8578

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.6825	4.6107	4.6579
February	4.6765	4.6583	4.6672
March	4.8065	4.6832	4.7497
April	4.7180	4.6385	4.6781
May	4.7274	4.6805	4.6906
June	4.6933	4.6371	4.6618
July	4.7009	4.6378	4.6735
August	4.6579	4.6468	4.6546